Many seniors understand that Social Security is social insurance as opposed to a program where we put money aside for our own retirement. But most elderly individuals think they're getting their money back. So it isn't selfishness as much as a misunderstanding.
If we are looking for insurance against want and oppression, we will find it only in our neighbors' prosperity and goodwill and, beyond that, in the good health of our worldly places, our homelands. If we were sincerely looking for a place of safety, for real security and success, then we would begin to turn to our communities - and not the communities simply of our human neighbors but also of the water, earth, and air, the plants and animals, all the creatures with whom our local life is shared. (pg. 59, "Racism and the Economy")
Harvard graduates just cannot shake the idea that they know better than everyone else what's best for us and that they're capable of running a mammoth, unwieldy government program providing each one of us with the precise health insurance we need, at a good price, with no waste or fraud. Trust them, they worked it all out on paper their junior year.
I was born on the other side of the tracks, in public housing in Brooklyn, New York. My dad never made more than $20,000 a year, and I grew up in a family that lost health insurance. So I was scarred at a young age with understanding what it was like to watch my parents lose access to the American dream.
My weekends are spent hidden in the woods, and then I have to come back and pretend to be this very upper-crust insurance investigator. But, I mean, duality's nice. You never get bored. You can't say the grass is always greener if you're in both backyards.
All legitimate government is a mutual insurance company, voluntarily agreed upon by the parties to it, for the protection of their rights against wrong-doers. In its voluntary character it is precisely similar to an association for mutual protection against fire or shipwreck.